Insurance Coverage

One of Pennsylvania’s Top 100 Attorneys can be found at Pietragallo

2020/06/02

Twenty-one Pietragallo Gordon Alfano Bosick & Raspanti, LLP attorneys were named to the 2020 Pennsylvania Super Lawyers and Rising Stars list, including founding partners William Pietragallo, II, Mark Gordon, Joseph J. Bosick, Gaetan J. Alfano, and Marc S. Raspanti. These designations are awarded to lawyers who receive the highest feedback regarding their legal practice based on independent research, peer nominations and peer evaluations. In addition to all of the Firm’s founding Partners, the following lawyers were acknowledged by the rating service as 2020 Pennsylvania Super Lawyers: P. Brennan Hart, Christopher A. Iacono, James W. Kraus, Michael A. Morse, Shelly R. Pagac, Francis E. Pipak, Kevin E. Raphael, Douglas K. Rosenblum, John A. Schwab, Eric G. Soller, Clem C. Trischler, and Paul K. Vey. The following firm lawyers were recognized by the rating service as 2020 Pennsylvania Rising Stars: John R. Brumberg, Joseph L. Gordon, Leslie A. Mariotti, and Peter St. Tienne Wolff. In addition to the recognition above, Super Lawyers further distinguished Gaetan J. Alfano as “Top 100: 2020 Pennsylvania Super Lawyers” and “Top 100: 2020 Philadelphia Super Lawyers.” Managing Partner William Pietragallo, II was also further distinguished as “Top 50: 2020 Pittsburgh Super Lawyers List.” For more information about any of our attorneys, we invite you to visit Our Team page. If you would like to reach one of our attorneys, their direct contact information can be found within their biographies. For more information about Super Lawyers, we invite you to visit their website: www.superlawyers.com. Read More

Client Alert: Is There Insurance Coverage For Your Business Operation Due To The COVID-19 Pandemic?

April 1, 2020

Many of our clients have a business insurance package that includes business interruption coverage.  As to whether your company’s policy will provide coverage for loss of profits will be dependent on the language of your policy.  Accordingly, it is important to review your insurance policies, which might require you to notify your insurer within certain time limits prescribed within the policy and to determine whether there are other obligations that you must adhere to in order to perfect coverage, to the extent that coverage is available to you. In our experience, most property insurance policies containing a business interruption provision require that the interruption result from a “direct physical loss or damage” to the insured’s property. Additionally, there may be a provision that affords business interruption coverage where a key supplier has suffered a direct physical loss to their property.  In other instances, the policy may include “civil authority” coverage, which could cover losses arising from civil authority orders that would impair an insured’s operations. If your policy requires direct physical loss or damage to property, there may be no coverage for COVID-19 losses, even under the “civil authority” coverage provisions. We anticipate that there will be an extraordinary number of challenges to coverage denials when businesses are forced to close because of the contamination of their premises.  We are aware of at least one suit that has already been filed in the Civil District Court for the Parish of New Orleans, Louisiana, where the insured is contending that the contamination of the premises caused by the virus is a direct physical loss.  We will be monitoring this matter closely for our clients. Many commercial insurers adopted exclusions for infectious diseases, including flu outbreaks and epidemics. You should review your business insurance program for such exclusions, which could preclude coverage If you have business interruption coverage and a review of your policy leads to uncertainty as to whether your policy will afford coverage for loss of profits resulting from COVID-19, our firm’s coverage team would be pleased to have the opportunity to assist you in the assessment for coverage. Read More

Phil Earnest to present, “Managing Risk with General Liability and Professional Liability Insurance Coverage”

2020/07/08

Pietragallo Partner Phil R. Earnest will present, “Managing Risk with General Liability and Professional Liability Insurance Coverage” in Coraopolis, Pennsylvania on July 8, 2020. The “Managing Engineering Liability and Risk” program is being hosted by HalfMoon Education and during this event, attendees will: Learn how to apply risk management principles to engineering Understand how contracts can reduce or increase liability and risk Review the law of professional engineering malpractice Examine professional liability insurance coverage Consider what to do when risk results in potential liability Assess how complying with the rules of professional conduct can minimize risk For more information about this program, including to register, we invite you to visit the HalfMoon Education website. For more information about Mr. Phil Earnest, we invite you to view his biography and contact him directly. Read More

Insurance Coverage and the #MeToo Movement

2019/02/12

Shelly R. Pagac will be speaking at the RIMS Pittsburgh Chapter’s EPLI – Emerging Claim Trends & Coverage Issues event. Her presentation will be titled “Insurance Coverage and the #MeToo Movement.” The event will take place on Tuesday, February 12, 2019 at the Sheraton Station Square from 11:30am – 1:30pm. Read More

Contractual Liability: Indemnification Agreements and Additional Insured Endorsements

September 19, 2017

Pietragallo’s Insurance Coverage Group recently produced a roundtable seminar with Willis Towers Watson for an audience of local risk managers, in-house counsel, and executives, on the topic of “Contractual Liability: Indemnification Agreements and Additional Insured Endorsements.” Willis Towers Watson’s Will Eustace-EVP, and Pietragallo’s Phil Earnest, Esq.and Jim Buldas, Esq., discussed indemnity agreements, anti-indemnity statutes, and additional insured endorsements, including how best to evaluate and/or draft a company’s insurance program and contracts to effectively manage risk. If you would like to hear or learn more about this presentation or its content, please email or contact Phil Earnest at pre@pietragallo.com or Jim Buldas at jjb1@pietragallo.com. Read More

Pittsburgh RIMS Meeting

March 14, 2017

James J. Buldas and Phillip R. Earnest will speak at the Pittsburgh RIMS March meeting titled, “An Update on Indemnification Agreements and Additional Insured Endorsements.” They will provide a brief review of how to properly navigate a defense and indemnity tender, and provide insight on how to effectively negotiate and broker these agreements at inception to avoid subsequent litigation. The event takes place at the Sheraton Station Square. Read More

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